Owen C. Babcock is an Associate at Padfield & Stout, LLP.

Michael P. Gallo is Of Counsel at Padfield & Stout, LLP and Lecturer Professor at the University of North Texas, G. Brint Ryan College of Business. He has been active with ELFA for over 30 years, holding multiple chair and committee positions, including currently serving as Co-Chair of the Legal Resources Subcommittee of the ELFA Legal Committee.