Risk Management

Risk management tools and market insights for the equipment finance industry.

ELFA members enjoy special access to and discounts on many of the following resources. Learn more.

Knowledge Hub

Monthly Leasing and Finance Index - Provides a trending view of average charge-offs, delinquencies and credit approvals.

Survey of Equipment Finance Activity - Consists of numerous statistics that are valuable for credit/risk management professionals, including: portfolio performance, charge-offs, credit applications processing, average credit decision turnaround time, and credit scoring practices.

Research

2023 Collections Effectiveness Survey

Highlights from the Collections Effectiveness Survey presented at ELFA’s 2023 Credit and Collections Management Conference.
2023 Survey of Equipment Finance Activity (Only)

Copy of main report (excludes small ticket section)

Additional Research

EL&F Articles

Structuring Leases in Challenging Interest Rate Environments – Like Today

Today there are big opportunities for lessors willing to offer rate option lease structures.
Navigating 2024

7 factors driving equipment finance in the year ahead.

Additional Articles

Career Pathways

If you're looking to advance your career in the risk management arena of the equipment finance industry, visit the ELFA Career Pathways “Credit and Collections Roadmap,” a comprehensive list of training, events, tools and volunteer opportunities offered by the association, customized to your role and experience level.

Foundation donors receive benefits, including early access to many of the following resources. Learn more.

Research

Climate Finance: A Massive Commercial Opportunity for Equipment Finance

This paper aims to accelerate the equipment finance industry's comprehension of climate finance.
Fraud in the Equipment Leasing and Finance Industry

This paper analyzes the multifaceted nature of fraud, its financial impacts, evolving challenges faced by lenders of various sizes, and solutions to address and mitigate fraud.

Additional Research

Articles

JELF Spring 2023: Full Issue

This issue features articles on Marine Assets and Captive Finance.
JELF Spring 2023: Marine Vessels

Valuation of marine vessels is complicated, not only in light of their high capital cost base but also in terms of shifting trading trends and a tightening regulatory environment, both domestically and internationally.

Additional Articles

Podcast

Episode 16 - Effects of Inflation on Liquidity with Kelli Nienaber, David Normandin of Wintrust Specialty Finance and Eli Sethre of Channel. (April 4, 2023)

Episode 15 - Battening Down the Hatches for a Possible Recession with Kelli Nienaber and Kevin Prykull of Duquesne University, (March 17, 2023)