Risk Management

Risk management tools and market insights for the equipment finance industry.

ELFA members enjoy special access to and discounts on many of the following resources. Learn more.

Knowledge Hub

Monthly Leasing and Finance Index - Provides a trending view of average charge-offs, delinquencies and credit approvals.

Survey of Equipment Finance Activity - Consists of numerous statistics that are valuable for credit/risk management professionals, including: portfolio performance, charge-offs, credit applications processing, average credit decision turnaround time, and credit scoring practices.

Research

2024 Survey of Equipment Finance Activity (Only)

Copy of main report (excludes small ticket section)
2024 Small Ticket Survey of Equipment Finance Activity

Small Ticket SEFA only

Additional Research

EL&F Articles

State of Credit and Collections

Navigating new market share realities
Structuring Leases in Challenging Interest Rate Environments – Like Today

Today there are big opportunities for lessors willing to offer rate option lease structures.

Additional Articles

Career Pathways

If you're looking to advance your career in the risk management arena of the equipment finance industry, visit the ELFA Career Pathways “Credit and Collections Roadmap,” a comprehensive list of training, events, tools and volunteer opportunities offered by the association, customized to your role and experience level.

Foundation donors receive benefits, including early access to many of the following resources. Learn more.

Research

2024 Industry Future Council Report: Promoting Innovation and Experimentation in Equipment

The Industry Future Council report explores opportunities impacting the equipment finance industry
The Changing of the Guard: The Evolving Roles of Banks and Independents in Equipment Finance

This paper evaluates the current and expected competitive landscape for both banks and independent equipment finance companies in the equipment finance industry.

Additional Research

Articles

The Ever-Evolving Landscape of Fraud

As fraud schemes evolve and become more complex, it is imperative that companies take stock of their fraud losses and risks.
Climate Equipment Finance: Market Dynamics in Key Market Segments

Climate finance is a massive growth opportunity for equipment finance. The pace in various sectors will depend on big investments to support infrastructure and continued policy incentives.

Additional Articles

Podcast

Episode 16 - Effects of Inflation on Liquidity with Kelli Nienaber, David Normandin of Wintrust Specialty Finance and Eli Sethre of Channel. (April 4, 2023)

Episode 15 - Battening Down the Hatches for a Possible Recession with Kelli Nienaber and Kevin Prykull of Duquesne University, (March 17, 2023)