MLFI-25 Methodology

The MLFI-25 measures monthly commercial equipment lease and loan activity as reported by the same 25 participating ELFA member equipment finance companies representing a cross section of the equipment finance sector, including small ticket, middle-market, large ticket, bank, captive and independent leasing and finance companies. The responses mirror the economic activity of the broader equipment finance sector and current business conditions nationally. The MLFI-25 provides a snapshot of the general direction of five key metrics:

• New business volume
• Accounts receivable
• Average losses (charge-offs)
• Credit approvals
• Change in headcount.

Through this collection of metrics, organizations can benchmark their operations and gauge their performance against industry peers.

Full Listing of MLFI Participants

Special Cuts

• The Small Ticket MLFI is a subset of the MLFI-25 companies whose total volume is comprised of 80% or more of small-ticket transactions.
• The Financial Institutions MLFI collects data from additional smaller banks not reporting in the MLFI-25.