Methodology

The CFI measures monthly commercial equipment lease and loan activity as reported by participating ELFA member equipment finance companies representing a cross section of the equipment finance sector, including small ticket, middle-market, large ticket, bank, captive and independent leasing and finance companies. The responses mirror the economic activity of the broader equipment finance sector and current business conditions nationally. The CFI provides a snapshot of the general direction of five key metrics:

  • New business volume
  • Accounts receivable
  • Average losses (charge-offs)
  • Credit approvals
  • Change in headcount

Through this collection of metrics, organizations can benchmark their operations and gauge their performance against industry peers.