PNC Equipment Finance Logo

Company Info

995 Dalton Avenue
Cincinnati, OH 45203

Randy Houk

Primary Contact

Michael Gramaglia

Alternate Contact
PNC Equipment Finance is a:
Last Update: 01/25/2023

Core Business Focus

Company Type

Bank

Type of Funding Source/Buyer

Lender, Investor, Agent

Annual Volume Funded

3.6 Billion - 5 Billion

Credit Criteria

  • Investment Grade
  • Near Investment Grade
  • Middle Market
  • Municipal / Government

Transaction Size

Highest

Average

Lowest

$100,000,000.00

$12,000,000.00

$2,000,000.00

Lease Terms

Longest

Average

Shortest

15 years

7.5 years

3 years

Lease Structures

  • Conditional Sale / Money-Over-Money
  • Debt
  • Leveraged Lease
  • Tax-Exempt Municipal Lease
  • Operating Lease
  • TRAC
  • Vendor Finance

Originates Paper?

Yes

Syndicates/Sells Paper?

Yes - We have a comprehensive direct calling effort that partners with our experienced syndication team to find investors in the market.

Equipment Types We WILL Finance

  • Agricultural
  • Aircraft
  • Automobile
  • Broadcast / Video
  • Buses
  • Construction
  • Emergency Vehicles
  • Furniture / Fixtures
  • Gaming
  • Intermodal
  • Machine Tool
  • Marine
  • Material Handling
  • Medical
  • Mining
  • Rail
  • Recycling
  • Renewable Energy
  • Software
  • Technology
  • Trucks and Trailers
  • Utility
  • Waste Removal

Equipment Types We WILL NOT Finance

  • Cable / Communications
  • Graphic Arts
  • Laundry / Drycleaning
  • Modular Buildings
  • Oil and Gas
  • Packaging / Plastics
  • Project Finance
  • Recreation / Fitness
  • Restaurant
  • Retail

Accepts Soft Assets?

Yes - for investment grade "or equivalent" credits.

Lessor/ Broker Requirements

Source originates the deal directly with the Lessee, or has the ability to negotiate directly with the Lessee to document and close the transaction. The source has the ability to document (on docs approved by PNCEF) and fund the deal.

ELFA Business Councils

Bank, Independent, Captive and Vendor Finance

Start of the Fiscal Year

January