Mitsubishi HC Capital America, Inc.

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Company Info

Mitsubishi HC Capital America, Inc. is a:
Last Update: 02/21/2025

Core Business Focus

Mitsubishi HC Capital America brings our consultative approach and expertise to financial institutions, brokers, captives, and customers of all sizes to help their businesses grow every day. Serving as a collaborative partner, we provide customized financing solutions for a wide range of banks, independents, captives and brokers. Our industry focus includes manufacturing, construction, work trucks/transportation, IT, staffing, healthcare and clean technology/mobility. We are actively partner with others to fund a diverse range of structures and equipment types. We are committed to the United Nations Sustainable Development Goals to support and improve the communities where we operate across the United States and Canada.

Company Type

Independent

Type of Funding Source/Buyer

Lender

Annual Volume Funded

2.4 Billion - 2.5 Billion

Credit Criteria

  • HLT
  • Investment Grade
  • Lower Middle Market
  • Middle Market
  • Near Investment Grade

Transaction Size

Highest

Average

Lowest

$25,000,000.00

$5,000,000.00

$25,000.00

Lease Terms

Longest

Average

Shortest

84

48

12

Lease Structures

  • Conditional Sale / Money-Over-Money
  • Debt
  • Equity
  • Leveraged Lease
  • Operating Lease
  • Sale / Leaseback
  • TRAC
  • Vendor Finance

Originates Paper?

Yes

Syndicates/Sells Paper?

Yes - Transactions are syndicated individually and in batches to manage exposure.

Equipment Types We WILL Finance

  • Agricultural
  • Broadcast / Video
  • Buses
  • Cable / Communications
  • Construction
  • Emergency Vehicles
  • Furniture / Fixtures
  • Gaming
  • Graphic Arts
  • Laundry / Drycleaning
  • Machine Tool
  • Marine
  • Material Handling
  • Medical
  • Mining
  • Modular Buildings
  • Packaging / Plastics
  • Project Finance
  • Recreation / Fitness
  • Recycling
  • Renewable Energy
  • Restaurant
  • Retail
  • Software
  • Technology
  • Trucks and Trailers
  • Utility

Equipment Types We WILL NOT Finance

  • Aircraft
  • Automobile
  • Intermodal
  • Oil and Gas
  • Rail
  • Waste Removal

Industry Financing Preferences

Transportation, construction, industrial, technology, manufacturing, distribution, healthcare, biotechnology, food processing and packaging, business services and energy efficiency.

Our Company is a(n):

Asset-Based and Credit Lender

Accepts Soft Assets?

Yes

ELFA Business Councils

Independent

Start of the Fiscal Year

August