Deceptive trade practices laws

It shall be a violation for any lender to: misrepresent as to a material fact; fail to state a material fact; disparage the services or business of another by false or misleading representations of material facts; advertise or offer services without the intent to provide them or without the intent to provide them as advertised or offered; include in the loan or financial transaction agreement an acceleration clause under which any part or all of the unpaid balance of the loan or financial transaction not yet matured may be declared due and payable for any reason other than due to default by the borrower in the payment or in accordance with another term of the agreement; or include in the loan or financial transaction agreement any provision by which the borrower waives any right accruing to him. (DC ST § 28-3312) A creditor may not take or accept from the consumer a warrant or power of attorney or other authorization for the creditor, or other person acting on his behalf, to confess judgment arising out of a consumer credit sale or direct installment loan. (DC ST § 28-3804)