The 15th Annual Credit Manager Survey provides key insights into credit risk and reflects the thoughts and perspectives of executive leadership and credit personnel within the equipment finance industry.
It uniquely provides qualitative insight into hard data, remains forward-looking, and continues to maintain its relevance and importance for consumers of its information. The survey results are based on feedback from 97 ELFA credit, collections, and executive management leaders representing banks, captives, and independent leasing companies.
The survey was taken in March 2026 and covers a wide array of topics, including credit process, credit scoring, application thresholds, turnaround times, approval authorities, approval rates, collateral values, policy changes, regulations, modifications, booking volume, favorable/unfavorable industries, the macroeconomic environment and outlook, and more.
Survey Committee
The 2026 Survey Committee consists of five equipment leasing and finance professionals, including: Christine Holguin, Forbright Bank Asset Finance; Charlie Jones, 1st Equipment Finance Inc.; Scott McCann, Pinnacle Financial Partners, Inc.; Patrick Moore, Equifax; Michael (Mic) Mount, U.S. Bank Equipment Finance. Additional assistance and contributions were provided by Ronny Malkowski, Equifax.
The 2026 Credit Manager Survey was presented to attendees at the 2026 ELFA Credit & Collections Management Conference on June 3, 2026, in Orlando, FL.
