Wintrust Commercial Finance Logo

Company Info

3201 Dallas Parkway, Suite 800
Frisco, TX 75034

Thomas Forbes

Primary Contact

Steve Cusick

Alternate Contact
Wintrust Commercial Finance is a:
Last Update: 02/01/2023

Core Business Focus

Wintrust Commercial Finance ("WCF"), founded April, 2015 is a commercial finance business seeking to provide highly sophisticated finance and lease products to commercial enterprises throughout the United States in a wide range of industries. The business, now with assets in excess of $500 million, is led by an executive management team with an average of 25 years industry experience. We provide a customer focused origination philosophy while minimizing risk through strong underwriting and expert asset management. Out typical transactions range from $5 to $50 million and include a wide variety of loan and lease products and structures with terms between 24 and 72 months with ability to go up to 120 months on a select basis.

Company Type

Bank

Type of Funding Source/Buyer

Lender, Investor

Annual Volume Funded

700-800 Million

Credit Criteria

  • Middle Market
  • Lower Middle Market

Transaction Size

Highest

Average

Lowest

$50,000,000.00

$10,000,000.00

$2,000,000.00

Lease Terms

Longest

Average

Shortest

72

60

24

Lease Structures

  • Conditional Sale / Money-Over-Money
  • Debt
  • Equity
  • Leveraged Lease
  • Operating Lease
  • Sale / Leaseback
  • TRAC

Originates Paper?

Yes

Syndicates/Sells Paper?

Yes - Syndication is done as needed to reduce exposure

Equipment Types We WILL Finance

  • Agricultural
  • Aircraft
  • Automobile
  • Broadcast / Video
  • Buses
  • Cable / Communications
  • Construction
  • Emergency Vehicles
  • Furniture / Fixtures
  • Graphic Arts
  • Gaming
  • Intermodal
  • Laundry / Drycleaning
  • Machine Tool
  • Marine
  • Material Handling
  • Medical
  • Mining
  • Project Finance
  • Rail
  • Recreation / Fitness
  • Recycling
  • Renewable Energy
  • Restaurant
  • Software
  • Trucks and Trailers
  • Technology
  • Utility
  • Waste Removal

Equipment Types We WILL NOT Finance

  • Modular Buildings
  • Oil and Gas
  • Packaging / Plastics
  • Retail

Accepts Soft Assets?

No

ELFA Business Councils

Bank

Start of the Fiscal Year

January