Schedule

Sunday, October 26
7:00 – 8:00 a.m.	Transportation for Golf Players Hammock Bay Golf & Country Club (off property) San Marco Entrance
7:00 a.m.	Breakfast for Golfers Hammock Bay Grill (off property)
8:00 – 9:00 a.m.	Breakfast for Community Service (on property; pre-registration required) Tiki Beach
8:00 a.m.	Golf Tournament (Shotgun Start) Hammock Bay Golf & Country Club (off property) Sponsored by:
9:00 – 10:00 a.m.	Grab and Go Breakfast for Pickleball Players Tiki Beach
10:00 a.m.	Transportation for Pickleball Players USOP National Pickleball Center (off property) San Marco Entrance
9:00 – 11:00 a.m.	Community Service Project (Off property; pre-registration required) Beach Clean Up: Save the Turtles! Tiki Beach
11:00 a.m. – 2:00 p.m.	Pickleball Tournament USOP National Pickleball Center (off property) Sponsored by:
10:00 a.m. - 8:00 p.m.	Convention Registration (Attendees & Exhibitors) Calusa Foyer, Level 3, Lanai Tower
12:00 – 5:00 p.m.	Exhibit Setup Banyan, Level 1 and Calusa Foyer, Level 3
1:00 – 2:00 p.m.	Luncheon for Golfers Hammock Bay Grill (off property) Sponsored by:
1:00 – 2:00 p.m.	Transportation for Pickleball Players Back to Hotel San Marco Entrance
2:00 – 2:30 p.m.	Golf Transportation Back to the Hotel San Marco Entrance
2:00 – 4:00 p.m.	Community Service Project (on property; pre-registration required) Build-a-Bear Royal Room, Palms Ballroom
4:00 – 5:00 p.m.	New Members and Leadership Reception Caxambas Sponsored by:
4:30 – 5:30 p.m.	Women’s Welcome Mixer Sponsored by the Women’s Subcommittee Osprey Foyer
5:30 – 8:00 p.m.	Welcome Reception Exhibits Open Banyan, Level 1 and Calusa Foyer, Level 3 Sponsored by:
6:30 – 8:00 pm	Hub Experience Banyan Foyer, Level 1
6:30 – 7:00 pm	Get to know ELFA’s President & CEO, Leigh Lytle, in this interactive “Ask Me Anything” session. Questions will be crowdsourced from ELFA’s social media followers and will be posed by Emerging Leaders Subcommittee Chair, Jordan Reeve. Join us for candid insights, leadership perspectives, and a few surprises along the way.
7:10 - 7:25 pm	Join Tawnya Stone, Chair of ELFA’s Innovation Subcommittee and Vice President of Strategic Technology at GreatAmerica Financial Services, as she presents the 2025 Innovation Award to Fleet Advantage. Matt de Aguiar, Chief Operating Officer, will share how their winning project, OffLease Reimagined, is transforming the end-of-lease process for heavy-duty trucks—reducing surrender time from 90 to 30 days, cutting clerical errors nearly in half, and saving clients millions through greater efficiency. TAWNYA STONE, Chair, Innovation Subcommittee Vice President, Strategic Technology GreatAmerica Financial Services Corporation MATT DE AGUIAR Chief Operating Officer Fleet Advantage
7:30 - 8:00 pm	Today’s lenders face two realities: borrowers’ needs are constantly evolving, while lenders must protect margins by scaling core services. Lending-as-a-Service (LaaS) offers an alternative to the traditional build, buy, or partner paths—balancing product expansion with profitability. It removes the need for heavy upfront investment in new products that take years to deliver ROI. Imagine co-designing a product, keeping control of credit, pricing, and brand, while an operator handles day-to-day execution as part of your team. This session explores when LaaS outperforms in-house builds, how to structure engagements for faster time-to-market, and how it can pave the way to eventual insourcing. We’ll highlight a real-world example: a wholesale financing program that deepened vendor and OEM relationships, held headcount flat, and maintained tight risk controls. Attendees will walk away with a decision framework, implementation tips, and a view of the upside—faster product velocity, stronger partnerships, and better unit economics. JASON BARTZ VP, Partnerships Vero Technologies JOHN MIZZI CEO Vero Technologies

Monday, October 27
7:00 – 8:00 a.m.	Beach Fun Run 3k morning run on the beach to start your day. Tiki Beach Sponsored by:
7:00 a.m. – 4:30 p.m.	Convention Registration Calusa Foyer, Level 3, Lanai Tower
7:00 – 8:15 a.m.	Group Breakfast Banyan, Level 1 and Calusa Foyer, Level 3
7:00 – 8:15 a.m.	Breakfast with Puppies Banyan, Level 1
7:00 a.m. – 5:00 p.m.	Exhibits Open Banyan, Level 1 & Calusa Foyer, Level 3
7:30 a.m. – 8:00 a.m.	Hub Experience Banyan Foyer, Level 1 Change can feel like a road trip with no map, no seatbelts, and no snacks — bumpy, frustrating, and exhausting. Too often, leaders get so focused on plotting the course that they forget who’s actually in the car. In this playful yet practical session, Hilary Bilbrey unpacks three essentials leaders often overlook when navigating change — and shows why remembering your people is the most important part of the journey.
8:30 – 10:15 a.m.	General Session Calusa Ballroom, Level 3 Chair’s Address and Keynote Address Sponsored by: JAMES CRESS, ELFA Board Chair Vice President & General Manager Flex Financial, Stryker JON GORDON, Leadership and Culture Expert Great leadership starts with optimism and belief—and great teams are built on commitment. In this dynamic keynote, Jon Gordon reveals how positive leaders inspire and equip their teams to thrive. Drawing from The Power of Positive Leadershipand The 7 Commitments of a Great Team, you’ll learn practical ways to cultivate optimism, strengthen culture, and lead intentionally to take your team to the next level. Walk away with actionable tools to help your team grow stronger and right higher together.
9:50 a.m.	Fireside Chat Calusa Ballroom, Level 3 LEIGH LYTLE, President & CEO Equipment Leasing & Finance Association REID RAYKOVICH, CLFP Chief Executive Officer CLFP Foundation
10:15 a.m. – Noon	Refreshment Break in Exhibit Area and ELFA Hub Banyan, Level 1, Calusa Foyer, Level 3 & Palms Tower Foyer
10:15 – 10:45 am	Whether or not you attended ELFA’s AI Web Seminar Series, this session is your chance to join the conversation. We’ll take some of the top questions from the webinars, dig deeper into the areas that generated the most curiosity and debate, and then open the floor to fresh questions from the audience. Recorded sessions are available on the ELFA website for anyone who’d like to dive in further. MOTO TOHDA, Chair, Innovation Subcommittee Vice President, Information Systems Tokyo Century (USA) Inc. RITCHIE COTTON Chief Technology Officer Valiant
10:45 – 11:00 am	What does learning look like when it happens inside your own company? Instructor Scott Kiley shares insights from ELFA’s in-house Principles of Equipment Leasing & Finance workshops held at member companies this year. Hear how teams used the on-site format to build shared understanding across functions, strengthen collaboration, and connect training directly to business goals. Walk away with practical ideas for bringing learning to life within your organization.
11:00 a.m. – 3:00 p.m.	Spouse/Companion Event (pre-registration required) JW Marco Island Day at the Spa Spa by JW
10:45 – 11:45 a.m.	Issue Breakout Sessions Do you ever struggle to develop a framework for underwriting an investment decision when a company has too much complexity? Too many customers, too many products, and too many transactions can make it feel impossible to get a grasp on where value is being created. Learn how to cut through the noise using the 80/20 framework, a time-tested and data-driven process for quickly identifying where value is being created…and where it is being destroyed. This session will provide an understanding of the 80/20 theory and a blueprint for its execution. Join us to learn how 80/20 can lead to smarter investment decisions, as well as profitable market share growth for the companies that implement it. SPEAKER: ANTHONY BAHR Managing Director-Private Equity Solutions Strategex Independent providers are emerging as some of the fastest-growing players in equipment finance—and private capital is fueling their ascent. Private credit brings the scale, speed, and flexibility that independents need to compete more aggressively, attract institutional investors, and expand their market presence. This session brings together industry leaders to examine how these forces are reshaping deal structures, funding strategies, and long-term growth trajectories. Attendees will gain insights into what this shift means for their organizations and how to navigate an increasingly dynamic landscape where private capital is redefining the rules of engagement. SPEAKERS: BILL PHELAN, Moderator Founder and Business Leader PrivateCap JEFF ELLIOTT Founder & CEO Elevex Capital, LLC ERIC MILLER President & CEO Ansley Park Capital KEVIN RONAN Managing Director and Group Head First Citizens Bank – Capital Equipment Finance BILL STEPHENSON CEO PEAC Solutions Supported by: Emerging Talent Committee Sponsored by: The equipment finance industry is undergoing a pivotal shift in how information is consumed and communicated-internally and externally. Driven by generational change and accelerated by digital innovation, today’s stakeholders expect real-time, intuitive, and mobile-first engagement. This session explores how executive leaders can modernize communication strategies to enhance customer experience, improve operational efficiency, and future-proof their organizations. Drawing lessons from consumer tech and digital banking, we’ll examine how tools like Microsoft Teams, CPQ platforms, and self-service portals are reshaping expectations. Attendees will gain actionable insights into applying B2C inspired frameworks such as Smart Brevity and user-centric design to B2B finance environments. The session includes a digital tool checklist, communication templates, and real-world examples to help leaders drive adoption, bridge generational gaps, and unlock growth. SPEAKERS: BILLY BAGNELL, Moderator Business Development Officer LEAF VICTORIA BLAIR Senior Director, Services Lead Axios HQ SYLVIANNE EVANS Operations Manager US Bank TURNER PARLIN Head of Business Development Alfa VANESSA ROBERTS Director of Customer Success LeasePath
12:00 – 1:45 p.m.	Equipment Leasing & Finance Foundation Luncheon Calusa Ballroom, Level 3 Sponsored by: KELLI NIENABER, Executive Director, Equipment Leasing & Finance Foundation
12:25 p.m.	Fireside Chat Calusa Ballroom, Level 3 DARYL MULLER, Chief Operating Officer and Corporate Secretary Equipment Leasing & Finance Association KYLA SCANLON, Economic Commentator and Content Creator Capital builds things, but attention sustains them. In a world where every industry is competing for visibility, the ability to hold attention has become a form of economic power. This talk will explore how the attention economy intersects with the financing of real assets, and what that means for industries like equipment finance that keep the physical world running. We’ll look at how generational shifts in trust, communication, and meaning are reshaping the real economy and how the next era of growth will depend on capital and connection. Framing the invisible economy The Great Disconnect Understanding the Attention Economy Rebuilding Visibility and Translating the Real Economy for a Digital Generation The New Infrastructure
2:00 – 4:00 p.m.	ELFA Hub Banyan Foyer, Level 1
2:00 – 2:30 pm	Discover how one of America's leading auto finance companies is expanding beyond its core business. Join Andrew Denton, CEO at Alfa Financial Software, and Daniel Kipper, Executive Director of Product Development at Hyundai Capital America, as they explore Hyundai Capital America’s strategic expansion into equipment and mobility finance. Learn about the challenges, opportunities, and technology decisions driving their transformation journey and what it means for the future of the industry. ANDREW DENTON CEO Alfa Financial Software DANIEL KIPPER Executive Director of Product Development & Mobility Hyundai Capital America
2:00 – 4:00 p.m.	Wellness Break Banyan, Level 1, Calusa Foyer, Level 3 & Palms Tower Foyer Sponsored by:
2:30 – 3:45 p.m.	Issue Breakout Sessions Supported by: Women's Council You’ve earned your seat at the table — now it’s time to make your voice impossible to ignore. Join Anna Conrad, an award-winning executive coach with over 20 years of experience inspiring leadership in the C-suite. In this session, you’ll learn to how to project gravitas before you say a word, deliver your ideas with clarity and confidence, and inspire action that sticks. You’ll also learn the subtle shifts that turn good communicators into unforgettable leaders, including recognizing verbal and non-verbal cues allowing you to tailor your communication to the audience for maximum impact. SPEAKERS: LAUREN BAINGO, Moderator Program Manager - Global Major Accounts DLL ANNA CONRAD CEO Impact Leadership Solutions Bringing a public equipment ABS to market involves more than just tapping into capital—it requires coordination across a complex supply chain of issuers, investment banks, investors, rating agencies, warehouse providers, and portfolio servicing companies. This session brings together experts from each stage of the process to explain why companies pursue equipment ABS, the benefits and challenges involved, and the key considerations for all parties. Attendees will gain a behind-the-scenes understanding of how these deals are structured, serviced, and evaluated—and what it means for lessors and lenders of all sizes seeking access to securitization markets. SPEAKERS: HUGO MORRISSEY, Moderator Director-ABS Banking Bank of America Global Leasing EDWARD FITZGERALD Managing Partner Whitehall Partners Structured Finance LLC DAVID LEE CEO North Mill Equipment Finance KENNETH MARTENS Managing Director KBRA QUENTIN COTE President Orion First Financial, LLC Supported by: Legal Committee 2025 feels like a regulatory “reset” moment. Between the rise of digital assets, evolving UCC rules, and increasing state scrutiny, equipment finance companies face both heightened risk and exciting opportunities. Join a panel of experts as they cut through the noise, spotlight the biggest legal and regulatory changes on the horizon, and share strategies to stay compliant, competitive, and ready for what’s next. SPEAKERS: MOORARI SHAH, Moderator Partner Sheppard Mullin Richter & Hampton LLC BARBARA GOODSTEIN Partner Mayer Brown LLP EDDIE GROSS Shareholder Vedder Price P.C. DOMINIC LIBERATORE Deputy General Counsel DLL BRITTANY OGDEN Partner Quarles & Brady LLP Sponsored by: In today's dynamic landscape, leveraging data and data insights is paramount for fostering long-term organizational resilience. Utilizing the right kind of data, and incorporating analytics is imperative to improve your credit risk management process, throughout the borrower lifecycle. In this session, we will delve into the diverse types of data available, as well as practical approaches to developing credit risk strategies that will allow your organization to quickly pivot in changing economic conditions, and demonstrate how lenders are leveraging these data insights to reduce vulnerabilities. Through real-world use cases, we will also illustrate how businesses are using this data to create actionable intelligence and capture more of the market without increasing their risk. MODERATOR: KELBY SPRING Equifax PANEL: PATRICIO PAZMINO Kin Analytics ERIC BUNNELL Arvest Equipment Finance NATE SMITH Trans Lease DAN THOMPSON Kapitus Equipment Finance
4:00 – 5:00 p.m.	People Power Reception Sunset Terrace North Sponsored by:
5:00 p.m.	Individual Company-Sponsored Receptions and Events

Tuesday, October 28
7:00 a.m. – 3:00 p.m.	Convention Registration Calusa Foyer, Level 3, Lanai Tower
7:00 – 8:15 a.m.	Group Breakfast Banyan, Level 1 and Calusa Foyer, Level 3
7:00 – 8:15 a.m.	Breakfast with Puppies Banyan, Level 1
7:00 a.m. – 12:00 p.m.	Exhibits Open Banyan, Level 1 & Calusa Foyer, Level 3
7:30 a.m. – 8:00 a.m.	Hub Experience Banyan Foyer, Level 1 Sponsored by: The premium on clear, succinct communication has never been higher. Smart Brevity is the method thousands of organizations are using to transform their emails, updates, and other critical comms. Axios HQ the simple, but powerful writing tool that helps them bring it to life. Join us for an unforgettable demo — diving deep into the muscle and method of the Smart Brevity style, techniques that bring it to life, and the technology to help you do it. BILLY BAGNELL Business Development Officer, SVP LEAF VICTORIA BLAIR Vice President - Strategic Accounts AxiosHQ
8:30 – 10:15 a.m.	General Session Calusa Ballroom, Level 3 President’s Report and Keynote Address LEIGH LYTLE, President & CEO Equipment Leasing & Finance Association MICHAEL PHELPS, All-Time Most-Decorated Swimmer ELFA in partnership with:
10:15 a.m. – 12:45 p.m.	Wellness Break Banyan, Level 1 and Calusa Foyer, Level 3
10:15 a.m. – Noon	ELFA Hub Banyan Foyer, Level 1
10:15 – 10:45 am	What does it mean to be a Certified Lease & Finance Professional (CLFP), and why does it matter? CLFP Foundation CEO Reid Raykovich will provide a brief overview of this designation that’s raising the bar for professionalism in our industry. She’ll be joined by Bruce Winter, CLFP since 1998, and Addison Flumerfelt, CLFP, who earned the designation this year. Together, they’ll share how the credential has shaped their careers – from a veteran’s perspective to the insights of a new designee. Whether you’re exploring the designation for yourself or your team, or simply curious about what it takes, you’ll walk away with real insight into the value of the CLFP community. REID RAYKOVICH, CLFP Chief Executive Officer CLFP Foundation ADDISON FLUMERFELT, CLFP Capital Markets Associate Wintrust Commercial Finance BRUCE WINTER, CLFP Chief Operating Officer Peapack Capital
10:45 – 10:55 am	Sponsored by: Back by popular demand! Catch this encore demo of Smart Brevity and see how fewer words can drive clearer communication. The premium on clear, succinct communication has never been higher. Smart Brevity is the method thousands of organizations are using to transform their emails, updates, and other critical comms. Axios HQ is the simple, but powerful writing tool that helps them bring it to life. Join us for an unforgettable demo exploring the muscle and method behind Smart Brevity — and the technology that makes it happen. BILLY BAGNELL Business Development Officer, SVP LEAF VICTORIA BLAIR Vice President - Strategic Accounts AxiosHQ
11:00 a.m. – 12:00 p.m.	Issue Breakout Sessions Supported by: The equipment finance industry is evolving rapidly, with AI, APIs, and integrated platforms reshaping how lenders and partners operate. Building on the ELFF’s latest technology research study, Apps 2.0 - A Data-Driven Evaluation of Innovative Technologies, this session will cut through the noise to highlight what’s real, what’s hype, and what’s next. Join leading experts as they explore the key trends transforming finance - API-first ecosystems, AI-driven decisioning, enhanced credit workflows, fraud prevention, and the growing demand for platform-based solutions. Panelists will share real-world case studies, from streamlining lending processes to applying AI for fraud detection and smarter credit evaluation. Attendees will also gain actionable guidance on pathways to implementation - whether that means wrapping legacy systems with APIs, tapping into cloud-based integrations, or using sandboxes to experiment safely. Designed for executives, technology leaders, and practitioners alike, this session offers a practical roadmap for evaluating solutions, managing risks, and taking confident steps toward the future of equipment finance technology. SPEAKERS: KRISTIAN DOLAN, Moderator CEO Northteq Inc. on behalf of the Equipment Leasing & Finance Foundation MARK BLAIS Chief Information Officer Channel CHRIS ENBOM Founder & CEO AP Equipment Financing MILES HERMAN President & CEO LEAF Commercial Capital, Inc. LEIGHTON SMITH Chief Strategy Officer GreatAmerica Financial Services Corporation Uncertainty continues to influence merger and acquisition activity in the equipment finance industry, but signs point to cautious optimism heading into 2026. From rising interest rates and shifting credit standards to the growing scale of independent lessors and evolving investor strategies, the dealmaking landscape is complex and evolving. Join a panel of leading M&A advisors as they share their perspectives on the current state of the market, the challenges that could slow activity, and the factors that may drive renewed momentum in 2026. SPEAKERS: KYIN LOK, Moderator President & CEO Dext Capital JIM CHESTER Managing Director, FinTech & Financial Services Investment Banking Keefe, Bruyette & Woods BRENT FERRIN Managing Director Houlihan Lokey CHRIS HEMLER Managing Director Hovde Group, LLC JIM JACKSON Co-CEO and Merger & Acquisition Advisory Practice Leader The Alta Group LLC Supported by: Climate Financing Committee AI has had a dramatic impact on energy demand. Energy costs have increased by 30-40% for most ratepayers over the last several years. Adding to these market dynamics are the challenges which utilities and grid operators face to increase capacity at the pace and scale necessary to satisfy demand, as well as federal focus on both energy security and decreased tax incentives for some renewable energy and equipment (EV, solar, and wind). What does it all mean for equipment finance? Panelists will explore the implications for OEMs, bank and independent finance companies, and funders - banks, private credit and tax equity. This session will also discuss how recent policy changes are shaping the future of energy finance. SPEAKERS: PATRICIA VOORHEES, Moderator Advisor The Alta Group STEVE WHELAN Partner Blank Rome BEN SPEED President Johnson Controls Capital Supported by: Equipment Management Committee The agricultural sector presents a unique and rapidly evolving opportunity for equipment finance - driven by technological innovation, sustainability initiatives, and the demand for modern, productive farm machinery. This session brings together leaders from across the ag finance ecosystem to explore how capital - both traditional and alternative - is being deployed to meet the growing needs of producers, dealers, and manufacturers. From the perspective of private equity, cooperative banking, manufacturer financing, and policy strategy, panelists will share how they’re structuring deals, mitigating risk, and building scalable finance solutions tailored to the ag market. Whether you're an independent lessor, private funder, or bank affiliate, this session will provide actionable insights into funding approaches, partnership opportunities, and the future of ag equipment finance. SPEAKERS: JEFF ELLIOTT, Moderator Founder & CEO Elevex Capital, LLC BRENT BOYDSTON Founder & CEO Ag Center Solutions MARK LOKEN Vice President CoBank Farm Credit Leasing
12:00 – 5:00 p.m.	Exhibit Dismantle
12:15 – 2:00 p.m.	Outdoor Community Luncheon for all Attendees Sunset Terrace Sponsored by:
2:30 – 3:30 p.m.	Issue Breakout Sessions There’s never been a time when data and analytics have been more available than they are today. But that doesn’t mean better decisions are being made. Building the next generation of analysis in today’s volatile world requires first building a strategy that leverages new data and analytical tools to understand the changing structural dynamics of our industry and world. The Equipment Leasing and Finance Association is investing in the next generation of data delivery to make our industry-leading data available quickly and efficiently to improve financial forecasting, analysis, and strategic planning. Hear from our panel of experts on how to leverage ELFA data to help your organization make informed decisions and capitalize on new opportunities. SPEAKER: TIM MAHEDY CEO & Chief Economist Access/Macro ETHAN HEILIG Director, Strategic Initiatives Equipment Leasing & Finance Association As 2025 unfolds, the intersection of trade policy, technology regulation, and political uncertainty is shaping the future of business investment in the U.S. This panel will explore the ripple effects of new federal and state policy developments—from tariff shifts and the “One Big Beautiful Bill” to the growing wave of state-level AI and data legislation. Panelists will break down what these changes mean for businesses, lenders, and manufacturers, and how evolving political dynamics may influence the next wave of regulatory and economic decisions. Attendees will gain practical insights on how to anticipate, adapt, and advocate in a rapidly changing policy environment. SPEAKERS: KYLE ALEXANDRE Vice President, State Government Relations ELFA BILL KRAMER Vice President & Counsel MultiState JENNIFER OLSON Partner Tiber Creek Group Global trade tensions and recent U.S. tariff increases are already reshaping equipment acquisition costs and altering the financial calculus for lessors and lessees alike. These policy shifts, aimed at revitalizing domestic industry in the U.S., are causing ripple effects across the equipment leasing value chain—particularly in sectors like construction, manufacturing, transportation, and agriculture, where leased equipment often depends on cross-border supply chains. David Brydson, Vice President of National Accounts with Meridian OneCap, will lead this forward-looking session with panelists Joe Leonard, CEO of Oakmont Capital Services; David Gandolfo, Co-Founder and Joint CEO of Quantum Business Finance, and Advocacy Chair of the Australian Commercial Finance & Asset Finance Brokers Association (CAFBA); and Brett Davis, CEO of the North American Equipment Dealers Association (NAEDA). Together, they will explore how international lessors are responding to this new tariff era, from Oakmont’s experience with a Japanese banking parent, Quantum’s view as an Australian company on the opportunity cost of a difficult business environment, and NAEDA’s most recent data on how North American OEMs are handling the evolving environment. They will examine practical strategies to manage portfolio risk, support clients navigating higher equipment costs, and potential delivery delays—and what to expect in 2026 from this volatile environment. With a blend of policy insight, economic data and real-world experience from equipment finance leaders across Canada, East Asia, North America and Australia, this interactive session offers actionable guidance on how to stay agile, mitigate risk, and uncover opportunity in a shifting global trade environment. MODERATOR: DAVID BRYDSON Meridian OneCap PANEL: JOE LEONARD Oakmont Finance DAVID GANDOLFO Quantum Business Finance BRETT DAVIS NAEDA Sponsored by: As the commercial equipment finance industry rapidly modernizes, a notable shift in expectations is taking shape- aiming to deliver a consumer-like digital experience while preserving the complexity and nuance of commercial finance transactions. Fueled by rapid technology advancements, and the inevitable adoption of AI, equipment sellers and their end-user customers are increasingly looking for an enhanced digital experience that mirrors the ease, speed, and intuitiveness of consumer finance. This panel will explore the trends and discuss customer expectations offering insights from leaders in fintech, capital, and software development. The conversation will also explore the role of embedded lending as it relates to the consumerization discussion. The panel will conclude with a 5-minute lightning round where each panelist will share one bold prediction about the future of commercial equipment finance related to user experience. SPEAKERS: KIM MONTGOMERY, Moderator SVP, Healthcare Originations Leader EverBank DAN CASTELLINI CEO Trio Capital ROBERT PREVILLE CEO APPROVE Payments RYAN RAGLAND Vice President of Enterprise Solutions - Americas Valiant Finance STEVE TAPLIN Chief Product Officer Lendscape MARK TOMASELLI President and CTO QuickFi
5:00 – 8:00 p.m.	Closing Reception and Dinner – Beach Party Tiki Beach Sponsored by:
8:00 – 9:00 p.m.	After Glow Party Sunset Terrace

Hub Schedule
Monday, Oct. 27th
7:45 – 7:55 am	TechTalk - Kaaj
7:55 - 8:00 am	TechTalk - Alfa
10:15 – 10:20 am	TechTalk - Linedata Lending and Leasing
10:20 - 10:30 am	HubTalk - Why the Equipment Finance Industry Needs Standardized Credit Training Jim Giaimo, Chief Credit Officer-Commercial Finance Mitsubishi HC Capital America, Inc.
10:30 - 10:40 am	HubTalk - Using Social Media to Connect Nick Fong, Chief Marketing Officer & CTO AP Equipment Financing
1:45 - 1:50 pm	TechTalk - LTi Technology Solutions
1:55 - 2:05 pm	HubTalk - Investing in Impact: Community Involvement in Equipment Finance Eric Bunnell, President Arvest Equipment Finance
2:10 - 2:20 pm	HubTalk - AI and You: What AI Can Teach Us About Relationships Hilary Bilbrey, Co-Founder PEQ Performance LLC
Tuesday, Oct. 28th
7:35 – 7:45 am	TechTalk - Vero Technologies
7:45 - 7:50 am	TechTalk - Solifi
7:55 - 8:05 am	HubTalk - Grit & Career Transitions Jacob Fahl, KLC Financial
10:20 - 10:30 am	HubTalk - The Importance of Giving Back Nate Gibbons, QuickFi
10:30 - 10:50 am	HubTalk - Exploring Key Industry Insights and Global Perspectivest Diane Tate, Australian Finance Industry Association and Michael Rothe, Canadian Finance & Leasing Association
10:50 - 11:00 am	Prize Drawings