Margin Compression Declined in 2021
According to the SEFA Interactive Dashboard, pre-tax spreads continued to decline following the first increase since the Great Recession. Check out the new SEFA Interactive Dashboard at www.elfaonline.org/interactiveSEFADemo.
Yield, Spread, Cost of Funds
Dashed black line above bars represents the pre-tax yield
July MLFI Year-Over-Year
See details at www.elfaonline.org/data/MLFI
New Business Volume
Aging
Charge-offs
Credit Approvals
Employment
6% Inflation
That’s the rate predicted for this year into 2023 by the new Journal of Equipment Lease Financing article “Higher Inflation, Rising Interest Rates, and New Challenges and Opportunities for the Equipment Finance Industry.” This piece also offers historical analysis of inflation as well as opportunities for the equipment finance industry during this inflationary period. Read more.
1.6% GDP Growth Predicted
This figure comes from the Foundation’s Q3 Economic Outlook, recently made available on the Foundation website. This report highlights current economic conditions and specific guidance for the equipment finance industry. Read more.
